Today we have a really great guest for you on the show. He is Jeffrey Ingraham, Vice President of Consultant Relations and a Portfolio Strategist at Manning and Napier. Today he talks about a really important topic for investors, one that a lot of people don't really think about- Small Cap Stocks. A stock is generally classified as small if it has market capitalisation between three hundred million and two billion. If you're wondering what market capitalisation is, it's really quite simple- it's the number of shares outstanding in a stock, multiplied by the share price, so it's basically the value. Listen in to find out what Jeff has to tell you about Small Cap Stocks.
Jeff has a really deep knowledge about this particular asset class. He's written a blog post, called Three Reasons To Invest In International Small Cap Equities, where he has cited three reasons to do so and these are: historical outperformance, growth opportunities at attractive evaluations and portfolio diversification. Listen in now, as Jeff discusses these three good reasons for investing in Small Cap Stocks.
Jeff's website: www.manning-napier.com
Kate starts out today, by answering a question from Lisa in Albuquerque, who asks: “Do I need an Estate Plan?” Kate explains that it's a no brainer to refer a client with $10,000,000 in assets to a good Estate Planner, however the majority of people just don't have that much in assets. You need not despair though, as Kate points out some simple steps that you can take:
If you want to discuss the emotional issues involved with any of this, Kate urges you to reach out to her, because this issue of Estate Planning raises so many emotions and money is not a logical topic, even though we tend to think that it is.
So, if you want any help with this Estate Planning process, call Better Money Decisions on 844 507 0961 (Extension 702 for Kate) or you can email Kate at: firstname.lastname@example.org.
Today we're going to be talking about whether or not a Reverse Mortgage is a good idea. This is a topic that there's a whole lot of misinformation about, so Kate has a fantastic guest on the show, to give you the truth of it. Wade Pfau actually wrote a book about the topic, so listen in as he clarifies this for you today.
Wade, who's a Ph.D and a CFA, has been interviewed by Kate before, for US News and World Report. Wade is a Professor of Retirement Income in the PhD Program for Financial and Retirement Planning, at the American College of Financial Services, in Bryn Mawr, Pennsylvania, where they offer a lot of great courses, in the Financial Services arena. Wade also serves as a Principal and Director of Retirement Research for McLean Asset Management and he hosts the Retirement Researcher website, as an educational resource for individuals and Financial Advisers. He also holds a Doctorate in Economics from Princeton and he frequently publishes in a number of Academic and Practitioner Research Journals. Listen in to get the truth about Reverse Mortgaging.
Wade's website: www.retirementresearcher.com
Wade's book, Reverse Mortgages- How To Use Reverse Mortgages To Secure Your Retirement, is available from Amazon.