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Better Money Decisions

You’ve probably started with great intentions, telling yourself you’ll stash away more for retirement and buy fewer lattes (because some writer said buying lattes is a bad thing). But life happens. It’s not as neat and tidy as the financial experts on TV seem to think. You’ve got a lot going on in your life, and you need more than simplistic, cookie-cutter instructions to keep you on the right financial path. Kate Stalter escorts you to the right path for your money. She talks to experts and "normal" people who have taken the right steps to make better money decisions.
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Now displaying: May, 2019
May 21, 2019

There are multitudes of mistakes that people make when it comes to investing, and incorporating Environmental Social and Governance funds can make it that much more complicated. Today Kate Stalter gives her top tips to help avoid the most common mistakes people make when it comes to socially responsible investing. To give yourself the best chance to achieve the financial outcome you want, tune into this episode of Better Money Decisions.

Show Highlights:

  • The necessity for wide diversification to smooth your return and reduce your risk
  • The issues with over-concentration
  • Approaches to avoid using when selecting investments
  • Determining a clear investment objective and your goals
  • Getting a fiduciary to create the roadmap for your financial plan

Links:

Got investing questions you’d like me to answer on the show?

WeCanHelp@BetterMoneyDecisions.com

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(844) 507-0961 Extension 700

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Better Financial Decisions

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May 17, 2019

We all want to invest our money in funds and companies that align with our values, but that isn’t always the best metric. Often times, Stockbrokers and other financial planners who don’t have your best interest in mind will encourage you to buy “sustainable” and “ethical” funds, which sound good, but that isn’t always the case. Today Kate Stalter shares how you can evaluate these funds and determine what is and isn’t worth investing your time and money in. To learn how you can become a better investor and spend less to achieve the same goals, tune into this episode of Bette Money Decisions. 

Show Highlights:

  • Evaluating which sustainable funds will be the most beneficial to your situation
  • How mutual funds and exchange-traded funds work
  • Additional fees funds may cost you
  • Why you should pay attention to fund expense ratios
  • Putting your money to work for you instead of handing it over to a fund manager

Links:

Got investing questions you’d like me to answer on the show?

WeCanHelp@BetterMoneyDecisions.com

For Your Free Report, “5 Serious Mistakes You Can Avoid in Retirement”: Email

We Can Help Better Money Decisions.com

Our proprietary Financial Wellness For Life program

Register for upcoming webinars

Contact Better Money Decisions:

(844) 507-0961 Extension 700

We Can Help Better Money Decisions

Want our library of financial education topics? It’s all right here

Kate’s Forbes articles

Kate’s US News & World Report articles

Visit us on social media:

Facebook: Better Money Decisions
Twitter: ​Financial Better
Instagram: ​Better Financial Decisions

LinkedIn: Better Money Decisions

May 14, 2019

Most of us want to invest in companies that we believe in and morally support, but feeling good isn’t going to put money in your pocket. In this episode, Kate Stalter shares how you can incorporate those sustainable funds into your asset allocation without jeopardizing your portfolio. If you’re interested in maintaining an ethical portfolio and making it fit your current retirement plan, tune into this episode of Better Money Decisions.

Show Highlights:

  • Incorporating sustainable funds into your asset allocation
  • Having diversified funds to balance each other out
  • Picking and choosing outside of your proper allocation
  • What to do if you’re holding too much domestic stock

Links:

Got investing questions you’d like me to answer on the show?

We Can Help Better Money Decisions

For Your Free Report, “5 Serious Mistakes You Can Avoid in Retirement”: Email

We Can Help Better Money Decisions

Our proprietary Financial Wellness For Life program

Register for upcoming webinars

Contact Better Money Decisions:

(844) 507-0961 Extension 700

We Can Help Better Money Decisions

Want our library of financial education topics? It’s all right here

Kate’s Forbes articles

Kate’s US News & World Report articles

Visit us on social media:

Facebook: Better Money Decisions
Twitter: ​Financial Better
Instagram: ​Better Financial Decisions

LinkedIn: Better Money Decisions

May 10, 2019

Saying you’re “socially responsible” sounds like a good thing to say, but what does that really mean? Putting your own values into perspective, that could mean something different for everyone. In this episode, Kate Stalter explains the metrics used to measure progress and what distinctions are made between sustainable and socially responsible investing. If you want to know more about what fund families really mean or simply how to avoid picking a good feeling over a good investment, tune into this episode of Better Money Decisions.

Show Highlights:

  • Causes that socially responsible funds tend to embrace
  • Deciding where you want to put your money and pinpointing your values
  • What a socially responsible portfolio looks like
  • How different values dictate what socially responsible means
  • How ownership stakes influence management
  • Why you shouldn’t let a good cause take away from a good return
  • Supporting causes that are important to you

Links:
Got investing questions you’d like me to answer on the show?

wecanhelp@bettermoneydecisions.com


For Your Free Report, “5 Serious Mistakes You Can Avoid in Retirement”: Email

We Can Help Better Money Decisions

Our proprietary Financial Wellness For Life program

Register for upcoming webinars

Contact Better Money Decisions:

(844) 507-0961 Extension 700

We Can Help Better Money Decisions

Want our library of financial education topics? It’s all right here

Kate’s Forbes articles

Kate’s US News & World Report articles

Visit us on social media:

Facebook: Better Money Decisions
Twitter: ​Financial Better
Instagram: ​Better Financial Decisions

LinkedIn: Better Money Decisions

May 7, 2019

You want to have confidence in where your investment dollars are going. It doesn’t feel good at all to find out that your money is being invested in ways that don’t align with your values. This episode continues our focus on Sustainable Investing, which began in Episode 56. In today’s show, we dive deeper into sustainable investing, what it is, and how you can be sure your investments align with your values.

Show Highlights:

  • “Sustainable” means transparent, measurable factors that can be tracked as far as whether a company is improving in areas like greenhouse gas emissions, land use and biodiversity, toxic spills, and more.
  • For sustainability to be measurable, it has to be data-driven and factual
  • There is a difference in sustainable and socially responsible (we’ll talk more about this in our next episode).
  • The primary consideration is the environmental impact
  • Why we like the dimensional approach because it reduces the exposure to stocks of companies with less sustainable business practices
  • How it IS possible to evaluate a company based on these criteria
  • As always, you should maintain broad diversification in companies with strong sustainability practices from different industries, companies, regions, and market capitalizations.
  • Follow the same investment rules and don’t sacrifice return
  • Why most people operate on the impulse to screen out the companies they don’t like
  • How these companies are “scored” on variables, and a higher score means more progress toward the goal of cleaning up these problems areas
  • Be sure you understand the criteria that are used in measuring what’s important to you

Resources:

Got investing questions you’d like me to answer on the show? We Can Help Better Money Decisions

For Your Free Report, “5 Serious Mistakes You Can Avoid in Retirement”: Email

We Can Help Better Money Decisions.com

Our proprietary Financial Wellness For Life program

Register for upcoming webinars

Contact Better Money Decisions:

(844) 507-0961 Extension 700

We Can Help Better Money Decisions

Want our library of financial education topics? It’s all right here

Kate’s Forbes articles

Kate’s US News & World Report articles

Visit us on social media:

Facebook: Better Money Decisions
Twitter: ​Financial Better
Instagram: ​Better Financial Decisions

LinkedIn: Better Money Decisions

May 3, 2019

We’d all like to know the money we’re investing is being used in a way that aligns with our own goals and motives, but how can you ensure that? Today Kate Stalter talks about sustainable and socially responsible investing and how to practice morally aligning investments. This episode covers how to invest in companies you support, how to measure a companies’ goals, and much more. To learn how to get your money to work by spreading positive values tune into this episode of Better Money Decisions.

Show Highlights:

  • The start and philosophy behind ethical investing
  • ESG Investing
  • Why the factors behind ESG are important
  • Putting your money to work
  • Measuring a companies’ goals
  • How to identify what is a good investment and what isn’t

Links:

Got investing questions you’d like me to answer on the show? We Can Help Better Money Decisions

For Your Free Report, “5 Serious Mistakes You Can Avoid in Retirement”: Email

We Can Help Better Money Decisions.com

Our proprietary Financial Wellness For Life program

Register for upcoming webinars

Contact Better Money Decisions:

(844) 507-0961 Extension 700

We Can Help Better Money Decisions

Want our library of financial education topics? It’s all right here

Kate’s Forbes articles

Kate’s US News & World Report articles

Visit us on social media:

Facebook: Better Money Decisions
Twitter: ​Financial Better
Instagram: ​Better Financial Decisions

LinkedIn: Better Money Decisions

 

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