Perhaps you’re one of the many people who don’t understand why bonds are necessary for your portfolio. Stocks on their own seem to be enough, but what many people don’t know is that bonds are much less volatile than stocks.  In fact, having a more diversified portfolio will increase the stability of your stocks in the future. 

In today’s episode, Kate Stalter shares tips on how to help you identify which bonds are the most financially beneficial and why you should invest. If you want to retire in a position where you can have fun, give back to others, and enjoy the family and life you’ve built, tune into this episode of Better Money Decisions to enhance your probability of accomplishing those goals. 

Show Highlights: 

• Why you need bonds 
• What happens when interest rates go up and you own bonds with lower rates 
• Primary reasons why long-term bonds are subject to greater interest rate risks than short-term bonds 
• Why you want to tilt towards a shorter-term bond 
• How debt effects bonds 
• How to identify junk and high yield funds 

Links: 

Our proprietary Financial Wellness For Life program 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

Register for upcoming webinars and get your no-obligation portfolio review: 

BetterMoneyDecisions.com/webinar 

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Unlike cooking and doing the laundry, investing isn’t necessarily something instilled in us through life. Despite this, people tend to be embarrassed by not knowing how to invest, which causes them to continue to dabble in the stock market without ever reaching out to a professional. In today’s episode, Kate Stalter explains why “Do It Yourself” investing isn’t the best strategy and the importance of consulting a professional. If you want to learn how to invest in stocks that’ll drive high returns and avoid the most common investing mistakes tune into this episode of Better Money Decisions. 

Show Highlights: 

• Why talking about becoming a better investor is important 
• Mistakes “Do it Yourself” Investors are prone to 
• Why investing based on political opinions is detrimental 
• How to know which investments are most likely to drive returns
• Differences in expected returns 
• Creating a financial plan and structuring investments 
• What drives returns’ in the stock market 
• Why sitting with cash isn’t a smart strategy
• Having exposure towards small cap stocks 
• Investing in stocks over seas 
• Determining value stocks 
• Why value is so important 
• Investing in companies with high profitability to see higher returns 
• Adding profitability to your other screens 

Links: 

Our proprietary Financial Wellness For Life program 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

Register for upcoming webinars and get your no-obligation portfolio review: 

BetterMoneyDecisions.com/webinar 

Contact Better Money Decisions: 

(844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

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It’s easy to let news programs and propaganda dictate our investment decisions, but these aren’t necessarily the most reliable sources. More often than not, current news is the most refutable source for investment decisions. In today's’ episode, Kate Stalter shares why you should stop trying to use current events to play the market and simply let the market work for you. Frankly, it’s that simple to avoid silly mistakes and set yourself up for complete financial wellness. If you’re interested in how you can do better in your investments and improve your returns, tune into this episode of Better Money Decisions. 

Show Highlights: 

• Letting the market work for you 
• Identifying your reason to invest 
• Not letting short term news events dictate investments 
• Improving your returns by diversifying internationally 
• Aiming for broad market returns 

Links: 

Our proprietary Financial Wellness For Life program 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

Register for upcoming webinars and get your no-obligation portfolio review: 

BetterMoneyDecisions.com/webinar 

Contact Better Money Decisions: 

(844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

Visit us on social media: 

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Most people tend to think that past performance is a good indicator for future trajectory, but that couldn’t be farther from the truth. When it comes to stocks, bonds, and other financial investments, there’s no telling what that market will look like in the future. This is why you should resist chasing past performance and rely on a diversified portfolio. In todays’ episode of Better Money Decisions, Kate Stalter shares more efficient ways to choose investments, why you shouldn’t depend on past winners, and avoiding riding out momentum. Tune in to learn more about how you can expand the variety of your portfolio and become a successful investor. 

Show Highlights: 

• How to choose your investments 
• The effects of momentum on stocks 
• Why you shouldn’t chase past winners 
• Acknowledging diversification and avoiding clickbait 
• Being patient and focusing on the future 

Links: 

Our proprietary Financial Wellness For Life program 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

Register for upcoming webinars and get your no-obligation portfolio review: 

BetterMoneyDecisions.com/webinar 

Contact Better Money Decisions: 

(844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

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Despite common belief, short-term investing isn’t the most profitable method. While it’s tempting to play the market “safe” and to undertake the risk of trying to outguess the market, it’s unlikely anyone can successfully do so. There are many other methods in which you will see higher returns long-term, and Kate Stalter shares them in this episode. If you want to become a better investor, live the life you deserve after retirement, and receive the returns you deserve, tune into this episode of Better Money Decisions with your host, Kate Stalter, 

Show Highlights: 

• Why attempting to outguess the market isn’t rational 
• Throwing short term thinking out the window 
• Why picking cash isn’t the best method for investing 
• Calculating returns and comparing mutual funds 
• Taking advantage of public information 
• Having higher risk exposure and settling for a lower return 
• Getting the return you need to live the life you want after retirement 

Links: 

Our proprietary Financial Wellness For Life program 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

Register for upcoming webinars and get your no-obligation portfolio review: 

BetterMoneyDecisions.com/webinar

Contact Better Money Decisions: 

(844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

Visit us on social media: 

Facebook: ​https://www.facebook.com/bettermoneydecisions/
Twitter: ​https://twitter.com/FinancialBetter
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In order to see returns on your investments, you have to learn how to play the market smart. In todays’ episode, Kate Stalter talks about how you can become a better and more tactful investor. She covers topics such as how supply and demand dictate equilibrium, expanding your portfolio, and remaining disciplined through market downturns, all based on research by Dimensional fund advisors. Tune into this episode of Better Money Decisions for more tips on how you can become a better and smarter investor. 

Show Highlights: 

• Embracing market pricing 
• Prices adjusting according to previous buyers 
• How new information dictates the equilibrium price point 
• Accepting market prices and understanding returns 
• Building a well-diversified portfolio around drivers of returns 
• Remaining disciplined through declines in the market 

Links: 

Our proprietary Financial Wellness For Life program 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

Register for upcoming webinars and get your no-obligation portfolio review: 

BetterMoneyDecisions.com/webinar 

Contact Better Money Decisions: 

(844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

Visit us on social media: 

Facebook: ​https://www.facebook.com/bettermoneydecisions/
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Jim Parker PDF: “A Question of Equilibrium.” - https://betterfinancialdecisions.com/wp-content/uploads/2019/02/AQuestionofEquilibrium.pdf?fbclid=IwAR1Vd8XYmBCcqQKl3z-0wNv1Ksj_4Jsa8l9oVd7b4Y2EZeOHi_6lr3dDXZA

There are many factors that make up a good investor. Learning how to work the market without making hasty assumptions, attempting to outguess the market, and managing your emotions can take years, but it doesn’t have to. 

In this episode, Kate Stalter introduces helpful strategies that will be further discussed on upcoming episodes. We’ll discuss important resources, such as credible sources for market statistics, how to eradicate emotions from investment decisions, and how to hold the right mix of assets. To learn more about how you can pursue a better investment experience, tune into this episode of Better Money Decisions with financial expert, Kate Stalter. 

Show Highlights: 

• Why chaos in the market shouldn’t deter investors 
• Avoiding trying to outguess the market 
• Resisting chasing past performance 
• Not giving in to emotions to experience returns 
• Stocks vs. Bonds 
• How small companies outperform larger corporations 
• Keeping bonds short term and high-credit quality 
• Smart diversification 
• Staying updated with market-timing 
• Managing your emotions 
• Not listening to the media to make your investments 
• Managing personal expenses 
• Staying disciplined throughout market dips and swings 

Links: 

Video: The value of a dollar over time 

Our proprietary Financial Wellness For Life program 

Register for upcoming webinars and get your no-obligation portfolio review: BetterMoneyDecisions.com/webinar 

Contact Better Money Decisions:
(844) 507-0961 Extension 700 WeCanHelp@bettermoneydecisions.com 

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As a woman it is equally as important to be well informed on your finances and to have a well-devised retirement plan set in place. There are many obstacles women are forced to overcome that men do not have to encounter. In this episode, Kate Stalter talks about how to plan according to these challenges, how to harness your spending power, and why women shouldn’t be reluctant to invest in stocks. To learn more about how you can prepare for your financial future and stay ahead of the financial market, join your host in this episode of Better Money Decisions. 

Show Highlights: 

• The financial gap between men and women 
• Common stock market investment differences between men and women 
• Why men are more vulnerable to impulsive behavior
• Why women have lower risk tolerance 
• Staying ahead of inflation 
• How work years impact women’s savings for retirement 
• Why women should become more involved in monitoring retirement savings 
• How to know if you’re working with an advisor who is making investments that are right for you 
• The importance of making sure you’re financially stable before you take care of anyone else 
• What you should do if you feel like your advisor isn’t right for you 
• Identifying tax efficient strategies to talk to your financial planner about 

Links: 

7 Behavioral Biases That May Hurt Your Investments 

https://money.usnews.com/money/personal-finance/mutual-funds/articles/2015/05/26/7-behavio ral-biases-that-may-hurt-your-investments 

Boys Will Be Boys: Gender, Overconfidence, And Common Stock Investment 

https://faculty.haas.berkeley.edu/odean/papers/gender/boyswillbeboys.pdf 

Our proprietary Financial Wellness For Life program 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

Register for upcoming webinars and get your no-obligation portfolio review: 

BetterMoneyDecisions.com/webinar 

Contact Better Money Decisions: 

(844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

Visit us on social media: 

Facebook: https://www.facebook.com/bettermoneydecisions/
Twitter: https://twitter.com/FinancialBetter
Instagram: https://www.instagram.com/betterfinancialdecisions/ LinkedIn: https://www.linkedin.com/company/better-money-decisions/