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Better Money Decisions

You’ve probably started with great intentions, telling yourself you’ll stash away more for retirement and buy fewer lattes (because some writer said buying lattes is a bad thing). But life happens. It’s not as neat and tidy as the financial experts on TV seem to think. You’ve got a lot going on in your life, and you need more than simplistic, cookie-cutter instructions to keep you on the right financial path. Kate Stalter escorts you to the right path for your money. She talks to experts and "normal" people who have taken the right steps to make better money decisions.
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Now displaying: 2019
Feb 22, 2019

Unlike cooking and doing the laundry, investing isn’t necessarily something instilled in us through life. Despite this, people tend to be embarrassed by not knowing how to invest, which causes them to continue to dabble in the stock market without ever reaching out to a professional. In today’s episode, Kate Stalter explains why “Do It Yourself” investing isn’t the best strategy and the importance of consulting a professional. If you want to learn how to invest in stocks that’ll drive high returns and avoid the most common investing mistakes tune into this episode of Better Money Decisions. 

 

Show Highlights: 

 

  • Why talking about becoming a better investor is important 
  • Mistakes “Do it Yourself” Investors are prone to 
  • Why investing based on political opinions is detrimental 
  • How to know which investments are most likely to drive returns
  • Differences in expected returns 
  • Creating a financial plan and structuring investments 
  • What drives returns’ in the stock market 
  • Why sitting with cash isn’t a smart strategy
  • Having exposure towards small cap stocks 
  • Investing in stocks over seas 
  • Determining value stocks 
  • Why value is so important 
  • Investing in companies with high profitability to see higher returns 
  • Adding profitability to your other screens 

 

 

Links: 

 

Our proprietary Financial Wellness For Life program 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

Register for upcoming webinars and get your no-obligation portfolio review: 

BetterMoneyDecisions.com/webinar 

Contact Better Money Decisions: 

(844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

Visit us on social media: 

Facebook: https://www.facebook.com/bettermoneydecisions/
Twitter: https://twitter.com/FinancialBetter
Instagram: https://www.instagram.com/betterfinancialdecisions/ LinkedIn: https://www.linkedin.com/company/better-money-decisions/ 

Feb 19, 2019

It’s easy to let news programs and propaganda dictate our investment decisions, but these aren’t necessarily the most reliable sources. More often than not, current news is the most refutable source for investment decisions. In today's’ episode, Kate Stalter shares why you should stop trying to use current events to play the market and simply let the market work for you. Frankly, it’s that simple to avoid silly mistakes and set yourself up for complete financial wellness. If you’re interested in how you can do better in your investments and improve your returns, tune into this episode of Better Money Decisions. 

Show Highlights: 

  • Letting the market work for you 
  • Identifying your reason to invest 
  • Not letting short term news events dictate investments 
  • Improving your returns by diversifying internationally 
  • Aiming for broad market returns 

Links: 

Our proprietary Financial Wellness For Life program 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

Register for upcoming webinars and get your no-obligation portfolio review: 

BetterMoneyDecisions.com/webinar 

Contact Better Money Decisions: 

(844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

Visit us on social media: 

Facebook: https://www.facebook.com/bettermoneydecisions/
Twitter: https://twitter.com/FinancialBetter
Instagram: https://www.instagram.com/betterfinancialdecisions/ LinkedIn: https://www.linkedin.com/company/better-money-decision

Feb 15, 2019

Most people tend to think that past performance is a good indicator for future trajectory, but that couldn’t be farther from the truth. When it comes to stocks, bonds, and other financial investments, there’s no telling what that market will look like in the future. This is why you should resist chasing past performance and rely on a diversified portfolio. In todays’ episode of Better Money Decisions, Kate Stalter shares more efficient ways to choose investments, why you shouldn’t depend on past winners, and avoiding riding out momentum. Tune in to learn more about how you can expand the variety of your portfolio and become a successful investor. 

 

Show Highlights: 

 

  • How to choose your investments 
  • The effects of momentum on stocks 
  • Why you shouldn’t chase past winners 
  • Acknowledging diversification and avoiding clickbait 
  • Being patient and focusing on the future 

 

 

Links: 

 

Our proprietary Financial Wellness For Life program 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

Register for upcoming webinars and get your no-obligation portfolio review: 

BetterMoneyDecisions.com/webinar 

Contact Better Money Decisions: 

(844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

Visit us on social media: 

Facebook: https://www.facebook.com/bettermoneydecisions/
Twitter: https://twitter.com/FinancialBetter
Instagram: https://www.instagram.com/betterfinancialdecisions/ LinkedIn: https://www.linkedin.com/company/better-money-decisions/ 

Feb 12, 2019

Despite common belief, short-term investing isn’t the most profitable method. While it’s tempting to play the market “safe” and to undertake the risk of trying to outguess the market, it’s unlikely anyone can successfully do so. There are many other methods in which you will see higher returns long-term, and Kate Stalter shares them in this episode. If you want to become a better investor, live the life you deserve after retirement, and receive the returns you deserve, tune into this episode of Better Money Decisions with your host, Kate Stalter, 

 

 

Show Highlights: 

 

  • Why attempting to outguess the market isn’t rational 
  • Throwing short term thinking out the window 
  • Why picking cash isn’t the best method for investing 
  • Calculating returns and comparing mutual funds 
  • Taking advantage of public information 
  • Having higher risk exposure and settling for a lower return 
  • Getting the return you need to live the life you want after retirement 

 

 

Links: 

Our proprietary Financial Wellness For Life program 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

Register for upcoming webinars and get your no-obligation portfolio review: 

BetterMoneyDecisions.com/webinar

Contact Better Money Decisions: 

(844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

Visit us on social media: 

Facebook: ​https://www.facebook.com/bettermoneydecisions/
Twitter: ​https://twitter.com/FinancialBetter
Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/ 

Feb 8, 2019

In order to see returns on your investments, you have to learn how to play the market smart. In todays’ episode, Kate Stalter talks about how you can become a better and more tactful investor. She covers topics such as how supply and demand dictate equilibrium, expanding your portfolio, and remaining disciplined through market downturns, all based on research by Dimensional fund advisors. Tune into this episode of Better Money Decisions for more tips on how you can become a better and smarter investor. 

 

 

Show Highlights: 

 

  • Embracing market pricing 
  • Prices adjusting according to previous buyers 
  • How new information dictates the equilibrium price point 
  • Accepting market prices and understanding returns 
  • Building a well-diversified portfolio around drivers of returns 
  • Remaining disciplined through declines in the market 

 

 

Links: 

 

Our proprietary Financial Wellness For Life program 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

Register for upcoming webinars and get your no-obligation portfolio review: 

BetterMoneyDecisions.com/webinar 

Contact Better Money Decisions: 

(844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

Visit us on social media: 

Facebook: ​https://www.facebook.com/bettermoneydecisions/
Twitter: ​https://twitter.com/FinancialBetter
Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/ 

Jim Parker PDF: “A Question of Equilibrium.” - https://betterfinancialdecisions.com/wp-content/uploads/2019/02/AQuestionofEquilibrium.pdf?fbclid=IwAR1Vd8XYmBCcqQKl3z-0wNv1Ksj_4Jsa8l9oVd7b4Y2EZeOHi_6lr3dDXZA

Feb 5, 2019

There are many factors that make up a good investor. Learning how to work the market without making hasty assumptions, attempting to outguess the market, and managing your emotions can take years, but it doesn’t have to. 

 

In this episode, Kate Stalter introduces helpful strategies that will be further discussed on upcoming episodes. We’ll discuss important resources, such as credible sources for market statistics, how to eradicate emotions from investment decisions, and how to hold the right mix of assets. To learn more about how you can pursue a better investment experience, tune into this episode of Better Money Decisions with financial expert, Kate Stalter. 

 

 

 

Show Highlights: 

 

  • Why chaos in the market shouldn’t deter investors 
  • Avoiding trying to outguess the market 
  • Resisting chasing past performance 
  • Not giving in to emotions to experience returns 
  • Stocks vs. Bonds 
  • How small companies outperform larger corporations 
  • Keeping bonds short term and high-credit quality 
  • Smart diversification 
  • Staying updated with market-timing 
  • Managing your emotions 
  • Not listening to the media to make your investments 
  • Managing personal expenses 
  • Staying disciplined throughout market dips and swings 

 

 

Links: 

 

Video: The value of a dollar over time 

 

Our proprietary Financial Wellness For Life program 

 

Register for upcoming webinars and get your no-obligation portfolio review: BetterMoneyDecisions.com/webinar 

Contact Better Money Decisions:
(844) 507-0961 Extension 700 WeCanHelp@bettermoneydecisions.com 

Visit us on social media: 

Facebook: https://www.facebook.com/bettermoneydecisions/
Twitter: https://twitter.com/FinancialBetter
Instagram: https://www.instagram.com/betterfinancialdecisions/ LinkedIn: https://www.linkedin.com/company/better-money-decisions/

Feb 1, 2019

As a woman it is equally as important to be well informed on your finances and to have a well-devised retirement plan set in place. There are many obstacles women are forced to overcome that men do not have to encounter. In this episode, Kate Stalter talks about how to plan according to these challenges, how to harness your spending power, and why women shouldn’t be reluctant to invest in stocks. To learn more about how you can prepare for your financial future and stay ahead of the financial market, join your host in this episode of Better Money Decisions. 

 

 

Show Highlights: 

 

 

  • The financial gap between men and women 
  • Common stock market investment differences between men and women 
  • Why men are more vulnerable to impulsive behavior
  • Why women have lower risk tolerance 
  • Staying ahead of inflation 
  • How work years impact women’s savings for retirement 
  • Why women should become more involved in monitoring retirement savings 
  • How to know if you’re working with an advisor who is making investments that are right for you 
  • The importance of making sure you’re financially stable before you take care of anyone else 
  • What you should do if you feel like your advisor isn’t right for you 
  • Identifying tax efficient strategies to talk to your financial planner about 

 

 

 

Links: 

 

 

7 Behavioral Biases That May Hurt Your Investments 

https://money.usnews.com/money/personal-finance/mutual-funds/articles/2015/05/26/7-behavio ral-biases-that-may-hurt-your-investments 

Boys Will Be Boys: Gender, Overconfidence, And Common Stock Investment 

https://faculty.haas.berkeley.edu/odean/papers/gender/boyswillbeboys.pdf 

Our proprietary Financial Wellness For Life program 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

Register for upcoming webinars and get your no-obligation portfolio review: 

BetterMoneyDecisions.com/webinar 

Contact Better Money Decisions: 

(844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

Visit us on social media: 

Facebook: https://www.facebook.com/bettermoneydecisions/
Twitter: https://twitter.com/FinancialBetter
Instagram: https://www.instagram.com/betterfinancialdecisions/ LinkedIn: https://www.linkedin.com/company/better-money-decisions/ 

Jan 29, 2019

The market is constantly changing and adjusting to fit current economic circumstances in the US and internationally. While you could be discouraged by this fluctuation, you can also use it to your advantage. 

In this episode, Kate Stalter talks about global market developments, expanding your portfolio to international investments, and why market declines aren’t necessarily a bad thing. To learn more about discerning the market and how to build a portfolio that will help you reach your financial goals tune into this episode of Better Money Decisions, with your host, Kate Stalter. 

Show Highlights: 

  • Global market developments 
  • What is causing the growth decline in China 
  • How international economic decline dictates the market 
  • The effects of tariffs imposed 
  • Having exposure to markets outside of the US 
  • Why fluctuation in the market shouldn’t deter you 
  • Factors to consider in international investments 
  • Why timing the market isn’t reliable 
  • The importance of rebalancing your portfolio regularly 

 

Links: 

Better Money Decisions Website

Forbes article on China

MSCI emerging markets index 

Contact Better Money Decisions: (844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

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Twitter

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 LinkedIn

 

Jan 25, 2019

Rumor has it that January is the most important month to dictate the course of the annual market. According to credible sources, such as the Stock Traders’ Almanac, these allegations seem to continuously prove to be true. Although, what’s even more important is how you choose to invest your money throughout the rest of the year.

If you’re leery about bonds or simply aren’t sure whether or not they should be included in your portfolio, tune into this episode of Better Money Decisions with Kate Stalter to see how you can beneficially integrate bonds into your portfolio. 

Show Highlights: 

  • Tracking January’s performance to indicate the annual market 
  • Bonds of fixed income variety 
  • Dampening the volatility of stocks 
  • Finding solutions to bond declines 
  • Avoiding “junk bonds”
  • Utilizing the exposure that bonds offers 
  • Balancing equity risks 
  • Shortening bond durations 

Links: 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ https://www.stocktradersalmanac.com/ 

Visit us on social media:
Facebook: ​https://www.facebook.com/bettermoneydecisions/
Twitter: ​https://twitter.com/FinancialBetter
Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/

Jan 22, 2019

As many of you may already be aware, the founder and chief executor of the Vanguard group, Jack Bogel, has recently passed. What you may not be aware of is the significance behind his work and the investing methods in which he is known for proving to be effective. 

 

This episode of Better Money Decisions explores the pioneering of index funds, why actively managed markets are not always stable, and the importance of acknowledging that there is no fool-proof method to investing. To learn more about index funds and how to manage your investments join your host, Kate Stalter, in this weeks’ episode of Better Money Decisions. 

 

 

Show Highlights:

 

  • The purpose of an index fund 
  • Why Jack Bogel invented the index fund 
  • Why actively managed funds underperform 
  • Why Jack emphasized investing in a broader market 
  • Recognizing that systems are not fool-proof

 

 

Links: 

 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

 

Jan 8, 2019

Many people think you have to be a multimillionaire or have diamonds in the bank to give charitably but that just isn’t the case. Arlene Cogen is a philanthropist, the author of the Amazon bestselling book, Give to Live, and is passionate about improving human welfare.

If you’re interested in learning more about how you can give more generously or simply want to get started in philanthropy, this is a great introductory and informative episode. Join your host, Kate Stalter, in exploring charitable giving and eliminating any preconceived beliefs that limit you from supporting charities you believe in

 

Show Highlights:

  • Moving from a career from Wall-street to a more traditional career 
  • Finding a career that brings fulfillment 
  • Consulting a career coach and networking 
  • The disconnect between platforms and the gap in communication 
  • Who should be considering philanthropic giving 
  • Improving human welfare 
  • Tactics to set up a significant charitable gift 
  • Limiting objections to making donations 
  • Determining the key thing that is restricting you from giving 
  • What multi-generational giving means 
  • The inspiration behind writing “Give to Live” 
  • How to get started in giving and identifying core values
  • Creating donor designated funds 
  • Tracking and monitoring your giving 

 

Links: 

Arlene’s Website

Give to Live: Make A Charitable Gift You Never Imagined

Visit us on social media: 

Facebook: https://www.facebook.com/bettermoneydecisions/ 

Twitter: https://twitter.com/FinancialBetter 

Instagram: https://www.instagram.com/betterfinancialdecisions/ 

LinkedIn: https://www.linkedin.com/company/better-money-decisions/

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