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Better Money Decisions

You’ve probably started with great intentions, telling yourself you’ll stash away more for retirement and buy fewer lattes (because some writer said buying lattes is a bad thing). But life happens. It’s not as neat and tidy as the financial experts on TV seem to think. You’ve got a lot going on in your life, and you need more than simplistic, cookie-cutter instructions to keep you on the right financial path. Kate Stalter escorts you to the right path for your money. She talks to experts and "normal" people who have taken the right steps to make better money decisions.
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Feb 22, 2019

Unlike cooking and doing the laundry, investing isn’t necessarily something instilled in us through life. Despite this, people tend to be embarrassed by not knowing how to invest, which causes them to continue to dabble in the stock market without ever reaching out to a professional. In today’s episode, Kate Stalter explains why “Do It Yourself” investing isn’t the best strategy and the importance of consulting a professional. If you want to learn how to invest in stocks that’ll drive high returns and avoid the most common investing mistakes tune into this episode of Better Money Decisions. 

 

Show Highlights: 

 

  • Why talking about becoming a better investor is important 
  • Mistakes “Do it Yourself” Investors are prone to 
  • Why investing based on political opinions is detrimental 
  • How to know which investments are most likely to drive returns
  • Differences in expected returns 
  • Creating a financial plan and structuring investments 
  • What drives returns’ in the stock market 
  • Why sitting with cash isn’t a smart strategy
  • Having exposure towards small cap stocks 
  • Investing in stocks over seas 
  • Determining value stocks 
  • Why value is so important 
  • Investing in companies with high profitability to see higher returns 
  • Adding profitability to your other screens 

 

 

Links: 

 

Our proprietary Financial Wellness For Life program 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

Register for upcoming webinars and get your no-obligation portfolio review: 

BetterMoneyDecisions.com/webinar 

Contact Better Money Decisions: 

(844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

Visit us on social media: 

Facebook: https://www.facebook.com/bettermoneydecisions/
Twitter: https://twitter.com/FinancialBetter
Instagram: https://www.instagram.com/betterfinancialdecisions/ LinkedIn: https://www.linkedin.com/company/better-money-decisions/ 

Feb 19, 2019

It’s easy to let news programs and propaganda dictate our investment decisions, but these aren’t necessarily the most reliable sources. More often than not, current news is the most refutable source for investment decisions. In today's’ episode, Kate Stalter shares why you should stop trying to use current events to play the market and simply let the market work for you. Frankly, it’s that simple to avoid silly mistakes and set yourself up for complete financial wellness. If you’re interested in how you can do better in your investments and improve your returns, tune into this episode of Better Money Decisions. 

Show Highlights: 

  • Letting the market work for you 
  • Identifying your reason to invest 
  • Not letting short term news events dictate investments 
  • Improving your returns by diversifying internationally 
  • Aiming for broad market returns 

Links: 

Our proprietary Financial Wellness For Life program 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

Register for upcoming webinars and get your no-obligation portfolio review: 

BetterMoneyDecisions.com/webinar 

Contact Better Money Decisions: 

(844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

Visit us on social media: 

Facebook: https://www.facebook.com/bettermoneydecisions/
Twitter: https://twitter.com/FinancialBetter
Instagram: https://www.instagram.com/betterfinancialdecisions/ LinkedIn: https://www.linkedin.com/company/better-money-decision

Feb 15, 2019

Most people tend to think that past performance is a good indicator for future trajectory, but that couldn’t be farther from the truth. When it comes to stocks, bonds, and other financial investments, there’s no telling what that market will look like in the future. This is why you should resist chasing past performance and rely on a diversified portfolio. In todays’ episode of Better Money Decisions, Kate Stalter shares more efficient ways to choose investments, why you shouldn’t depend on past winners, and avoiding riding out momentum. Tune in to learn more about how you can expand the variety of your portfolio and become a successful investor. 

 

Show Highlights: 

 

  • How to choose your investments 
  • The effects of momentum on stocks 
  • Why you shouldn’t chase past winners 
  • Acknowledging diversification and avoiding clickbait 
  • Being patient and focusing on the future 

 

 

Links: 

 

Our proprietary Financial Wellness For Life program 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

Register for upcoming webinars and get your no-obligation portfolio review: 

BetterMoneyDecisions.com/webinar 

Contact Better Money Decisions: 

(844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

Visit us on social media: 

Facebook: https://www.facebook.com/bettermoneydecisions/
Twitter: https://twitter.com/FinancialBetter
Instagram: https://www.instagram.com/betterfinancialdecisions/ LinkedIn: https://www.linkedin.com/company/better-money-decisions/ 

Feb 12, 2019

Despite common belief, short-term investing isn’t the most profitable method. While it’s tempting to play the market “safe” and to undertake the risk of trying to outguess the market, it’s unlikely anyone can successfully do so. There are many other methods in which you will see higher returns long-term, and Kate Stalter shares them in this episode. If you want to become a better investor, live the life you deserve after retirement, and receive the returns you deserve, tune into this episode of Better Money Decisions with your host, Kate Stalter, 

 

 

Show Highlights: 

 

  • Why attempting to outguess the market isn’t rational 
  • Throwing short term thinking out the window 
  • Why picking cash isn’t the best method for investing 
  • Calculating returns and comparing mutual funds 
  • Taking advantage of public information 
  • Having higher risk exposure and settling for a lower return 
  • Getting the return you need to live the life you want after retirement 

 

 

Links: 

Our proprietary Financial Wellness For Life program 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

Register for upcoming webinars and get your no-obligation portfolio review: 

BetterMoneyDecisions.com/webinar

Contact Better Money Decisions: 

(844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

Visit us on social media: 

Facebook: ​https://www.facebook.com/bettermoneydecisions/
Twitter: ​https://twitter.com/FinancialBetter
Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/ 

Feb 8, 2019

In order to see returns on your investments, you have to learn how to play the market smart. In todays’ episode, Kate Stalter talks about how you can become a better and more tactful investor. She covers topics such as how supply and demand dictate equilibrium, expanding your portfolio, and remaining disciplined through market downturns, all based on research by Dimensional fund advisors. Tune into this episode of Better Money Decisions for more tips on how you can become a better and smarter investor. 

 

 

Show Highlights: 

 

  • Embracing market pricing 
  • Prices adjusting according to previous buyers 
  • How new information dictates the equilibrium price point 
  • Accepting market prices and understanding returns 
  • Building a well-diversified portfolio around drivers of returns 
  • Remaining disciplined through declines in the market 

 

 

Links: 

 

Our proprietary Financial Wellness For Life program 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

Register for upcoming webinars and get your no-obligation portfolio review: 

BetterMoneyDecisions.com/webinar 

Contact Better Money Decisions: 

(844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

Visit us on social media: 

Facebook: ​https://www.facebook.com/bettermoneydecisions/
Twitter: ​https://twitter.com/FinancialBetter
Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/ 

Jim Parker PDF: “A Question of Equilibrium.” - https://betterfinancialdecisions.com/wp-content/uploads/2019/02/AQuestionofEquilibrium.pdf?fbclid=IwAR1Vd8XYmBCcqQKl3z-0wNv1Ksj_4Jsa8l9oVd7b4Y2EZeOHi_6lr3dDXZA

Feb 5, 2019

There are many factors that make up a good investor. Learning how to work the market without making hasty assumptions, attempting to outguess the market, and managing your emotions can take years, but it doesn’t have to. 

 

In this episode, Kate Stalter introduces helpful strategies that will be further discussed on upcoming episodes. We’ll discuss important resources, such as credible sources for market statistics, how to eradicate emotions from investment decisions, and how to hold the right mix of assets. To learn more about how you can pursue a better investment experience, tune into this episode of Better Money Decisions with financial expert, Kate Stalter. 

 

 

 

Show Highlights: 

 

  • Why chaos in the market shouldn’t deter investors 
  • Avoiding trying to outguess the market 
  • Resisting chasing past performance 
  • Not giving in to emotions to experience returns 
  • Stocks vs. Bonds 
  • How small companies outperform larger corporations 
  • Keeping bonds short term and high-credit quality 
  • Smart diversification 
  • Staying updated with market-timing 
  • Managing your emotions 
  • Not listening to the media to make your investments 
  • Managing personal expenses 
  • Staying disciplined throughout market dips and swings 

 

 

Links: 

 

Video: The value of a dollar over time 

 

Our proprietary Financial Wellness For Life program 

 

Register for upcoming webinars and get your no-obligation portfolio review: BetterMoneyDecisions.com/webinar 

Contact Better Money Decisions:
(844) 507-0961 Extension 700 WeCanHelp@bettermoneydecisions.com 

Visit us on social media: 

Facebook: https://www.facebook.com/bettermoneydecisions/
Twitter: https://twitter.com/FinancialBetter
Instagram: https://www.instagram.com/betterfinancialdecisions/ LinkedIn: https://www.linkedin.com/company/better-money-decisions/

Feb 1, 2019

As a woman it is equally as important to be well informed on your finances and to have a well-devised retirement plan set in place. There are many obstacles women are forced to overcome that men do not have to encounter. In this episode, Kate Stalter talks about how to plan according to these challenges, how to harness your spending power, and why women shouldn’t be reluctant to invest in stocks. To learn more about how you can prepare for your financial future and stay ahead of the financial market, join your host in this episode of Better Money Decisions. 

 

 

Show Highlights: 

 

 

  • The financial gap between men and women 
  • Common stock market investment differences between men and women 
  • Why men are more vulnerable to impulsive behavior
  • Why women have lower risk tolerance 
  • Staying ahead of inflation 
  • How work years impact women’s savings for retirement 
  • Why women should become more involved in monitoring retirement savings 
  • How to know if you’re working with an advisor who is making investments that are right for you 
  • The importance of making sure you’re financially stable before you take care of anyone else 
  • What you should do if you feel like your advisor isn’t right for you 
  • Identifying tax efficient strategies to talk to your financial planner about 

 

 

 

Links: 

 

 

7 Behavioral Biases That May Hurt Your Investments 

https://money.usnews.com/money/personal-finance/mutual-funds/articles/2015/05/26/7-behavio ral-biases-that-may-hurt-your-investments 

Boys Will Be Boys: Gender, Overconfidence, And Common Stock Investment 

https://faculty.haas.berkeley.edu/odean/papers/gender/boyswillbeboys.pdf 

Our proprietary Financial Wellness For Life program 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

Register for upcoming webinars and get your no-obligation portfolio review: 

BetterMoneyDecisions.com/webinar 

Contact Better Money Decisions: 

(844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

Visit us on social media: 

Facebook: https://www.facebook.com/bettermoneydecisions/
Twitter: https://twitter.com/FinancialBetter
Instagram: https://www.instagram.com/betterfinancialdecisions/ LinkedIn: https://www.linkedin.com/company/better-money-decisions/ 

Jan 29, 2019

The market is constantly changing and adjusting to fit current economic circumstances in the US and internationally. While you could be discouraged by this fluctuation, you can also use it to your advantage. 

In this episode, Kate Stalter talks about global market developments, expanding your portfolio to international investments, and why market declines aren’t necessarily a bad thing. To learn more about discerning the market and how to build a portfolio that will help you reach your financial goals tune into this episode of Better Money Decisions, with your host, Kate Stalter. 

Show Highlights: 

  • Global market developments 
  • What is causing the growth decline in China 
  • How international economic decline dictates the market 
  • The effects of tariffs imposed 
  • Having exposure to markets outside of the US 
  • Why fluctuation in the market shouldn’t deter you 
  • Factors to consider in international investments 
  • Why timing the market isn’t reliable 
  • The importance of rebalancing your portfolio regularly 

 

Links: 

Better Money Decisions Website

Forbes article on China

MSCI emerging markets index 

Contact Better Money Decisions: (844) 507-0961 Extension 700 

WeCanHelp@bettermoneydecisions.com 

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 LinkedIn

 

Jan 25, 2019

Rumor has it that January is the most important month to dictate the course of the annual market. According to credible sources, such as the Stock Traders’ Almanac, these allegations seem to continuously prove to be true. Although, what’s even more important is how you choose to invest your money throughout the rest of the year.

If you’re leery about bonds or simply aren’t sure whether or not they should be included in your portfolio, tune into this episode of Better Money Decisions with Kate Stalter to see how you can beneficially integrate bonds into your portfolio. 

Show Highlights: 

  • Tracking January’s performance to indicate the annual market 
  • Bonds of fixed income variety 
  • Dampening the volatility of stocks 
  • Finding solutions to bond declines 
  • Avoiding “junk bonds”
  • Utilizing the exposure that bonds offers 
  • Balancing equity risks 
  • Shortening bond durations 

Links: 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ https://www.stocktradersalmanac.com/ 

Visit us on social media:
Facebook: ​https://www.facebook.com/bettermoneydecisions/
Twitter: ​https://twitter.com/FinancialBetter
Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/

Jan 22, 2019

As many of you may already be aware, the founder and chief executor of the Vanguard group, Jack Bogel, has recently passed. What you may not be aware of is the significance behind his work and the investing methods in which he is known for proving to be effective. 

 

This episode of Better Money Decisions explores the pioneering of index funds, why actively managed markets are not always stable, and the importance of acknowledging that there is no fool-proof method to investing. To learn more about index funds and how to manage your investments join your host, Kate Stalter, in this weeks’ episode of Better Money Decisions. 

 

 

Show Highlights:

 

  • The purpose of an index fund 
  • Why Jack Bogel invented the index fund 
  • Why actively managed funds underperform 
  • Why Jack emphasized investing in a broader market 
  • Recognizing that systems are not fool-proof

 

 

Links: 

 

www.https://bettermoneydecisions.com/financial-wellness-for-life/ 

 

Jan 8, 2019

Many people think you have to be a multimillionaire or have diamonds in the bank to give charitably but that just isn’t the case. Arlene Cogen is a philanthropist, the author of the Amazon bestselling book, Give to Live, and is passionate about improving human welfare.

If you’re interested in learning more about how you can give more generously or simply want to get started in philanthropy, this is a great introductory and informative episode. Join your host, Kate Stalter, in exploring charitable giving and eliminating any preconceived beliefs that limit you from supporting charities you believe in

 

Show Highlights:

  • Moving from a career from Wall-street to a more traditional career 
  • Finding a career that brings fulfillment 
  • Consulting a career coach and networking 
  • The disconnect between platforms and the gap in communication 
  • Who should be considering philanthropic giving 
  • Improving human welfare 
  • Tactics to set up a significant charitable gift 
  • Limiting objections to making donations 
  • Determining the key thing that is restricting you from giving 
  • What multi-generational giving means 
  • The inspiration behind writing “Give to Live” 
  • How to get started in giving and identifying core values
  • Creating donor designated funds 
  • Tracking and monitoring your giving 

 

Links: 

Arlene’s Website

Give to Live: Make A Charitable Gift You Never Imagined

Visit us on social media: 

Facebook: https://www.facebook.com/bettermoneydecisions/ 

Twitter: https://twitter.com/FinancialBetter 

Instagram: https://www.instagram.com/betterfinancialdecisions/ 

LinkedIn: https://www.linkedin.com/company/better-money-decisions/

Dec 18, 2018

If you want to ensure that your finances are secure and in place to be ahead in 2019, this interview with Christine Benz can assist you with just that. Christine is the Director of Personal Finance for Morningstar and is the author of several personal finance books. She knows how to tactfully manage taxes and how to get your portfolio out of aggressive and detrimental positions. If you want to start off this next year with a well-organized portfolio by making educated tax-deductible decisions, listen in on this episode of Better Money Decisions with your host and financial advisor, Kate Stalter. 

 

 

Show Highlights: 

 

  • Things people need to do to wrap up 2018 and jumpstart 2019 
  • Ways to improve your portfolio 
  • Properly managing IRA accounts 
  • Strategies for tax law holdings and gains 
  • Working with wash sale rules 
  • Why capital gains distributions within mutual funds can be a tax trap 
  • Meeting redemptions from departing sale holders 
  • Step up in cost basis to account for tax distributions 
  • How inheriting money is beneficial in litigating taxes 
  • Charitable giving and itemizing 
  • Qualified charitable distribution strategies 
  • Clustering procedures and donor advised funds 
  • The importance of evaluating your portfolio and sourcing portfolio withdrawals 
  • Strategizing withdrawals to minimize taxes 
  • Taking advantage of temporarily low tax brackets 
  • When to take social security 

 

 

Resources: 

 

Christine’s article on Morningstar.com: 

https://www.morningstar.com/articles/891899/retirees-yearend-taxplanning-guide.html 

The Bodacious Benefits of A Donor Advised fund, by Lorraine Ell: 

https://www.kiplinger.com/article/taxes/T054-C032-S014-the-bodacious-benefits-of-a-donor-advi sed-fund.html 

Visit us on social media:
Facebook: ​https://www.facebook.com/bettermoneydecisions/
Twitter: ​https://twitter.com/FinancialBetter
Instagram: ​https://www.instagram.com/betterfinancialdecisions/ 

LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/ 

Dec 11, 2018

For some reason, we prioritize our health, our home, our family, and often exclude one of the most important factors, our finances. Handling our money properly is crucial to being able to live the life we want, but it isn’t a task we should take on our own. 

In this interview, Nick Stuller, author of “The Truth Shall Set Your Wallet Free”, explains the vitality of having a trustworthy financial advisor and how to identify red flags. Tune into this episode of Better Money Decisions with Kate Stalter to learn more about how to manage the market and your money strategically. 

Show Highlights: 

  • Recognizing how few people actually understand financial advisors. 
  • The necessity for financial help. 
  • The general public and investors being misinformed. 
  • Different types of investor facing advisors. 
  • The importance of outside objective input
  • Becoming educated in your finances and seeking an advisor.
  • How the market affects clientele 
  • How to determine between a bad and professional advisor 
  • Questions to identify red flags 

Links: 

The Truth Shall Set Your Wallet Free

Facebook

Twitter

Instagram

LinkedIn

Kate's Contact: 844-507-0961

Nov 20, 2018

The stock market can be wildly unpredictable but understanding patterns and algorithms can help any investor make better financial decisions. It can also be beneficial when understanding when it is better to invest or trade, when to make a move in your portfolio, and the best strategies to implement. Anne-Marie Baiynd, Chief technical strategist and CEO at thetradingbook.com, and author of The Trading Book, is known as the worlds’ most successful trader and has professional insight on todays’ market. If you’re interested in learning how to strategize trading, tune into this episode of Better Money Decisions with Kate Stalter. 

Show Highlights: 

  • What long term investors can learn from trading 
  • The patience that comes with looking forward 
  • How to be more strategic 
  • The importance of simplicity 
  • Price and volume action 
  • Balancing why and evaluating patterns 
  • Broadening perspective 
  • How to discern between short-term and long-term market movements 
  • Comparing and contrasting past market crashes to now 
  • Foreign loans and debt 
  • Collateralized debt 
  • Why a current defensive posture is necessary 
  • Managing emotions around downturns 
  • Creating a trading journal
  • Evaluating and engaging with our why’s 

Resources: 

The Trading Book: https://thetradingbook.com/TTB/ 

Visit us on social media:
Facebook: ​https://www.facebook.com/bettermoneydecisions/
Twitter: ​https://twitter.com/FinancialBetter
Instagram: ​https://www.instagram.com/betterfinancialdecisions/ LinkedIn: ​https://www.linkedin.com/company/better-money-decisions/ 

Nov 13, 2018

As medicine and society has advanced, life expectancy has increased. This only makes the importance of preparing for the future that much more vital. In this episode of Better Money Decisions, strategies for long term investing, preparing for a market downturn, maintaining a healthy lifestyle, and how to achieve happiness is discussed. If you’re striving to achieve a happy, healthy, and successful lifestyle then todays guests, Dr. Marissa Pei and the Dividend Sensei, have plenty of credible tips to help you accomplish that goal. Tune into this episode of Better Money Decisions with your host, Kate Stalter, to learn how you can generate a plan for your financial and future success. 

 

 

 

Show Highlights: 

 

  • Recognizing the complexity of the global economy 
  • Confirmation bias 
  • Following courses of asset class investment 
  • Causes of financial crises and liquidity 
  • Why 88% is the most achievable number for happiness 
  • Tuning out negativity 
  • Media being used as a weapon 
  • The choice factor 
  • How to ensure a happy and healthy retirement 
  • Maximizing creativity 
  • The benefits of forgiveness 
  • How to change your mindset
  • Morning routine that’ll redirect the outcome of your day 
  • The damage complaining causes 

 

Resources: 

Dividend Sensei on Seeking Alpha 

www.facebook.com/bettermoneydecisions 

audibletrial.com/bettermoneydecisions 

Dr Marissa Pei 

bettermoneydecisions.com or (844)-507-0961

 

Nov 6, 2018

We're really happy to have Larry Israel, the president and founder of Exchange Analytics, with us today. On the show today, Larry talks about futures markets. He discusses the reason for futures markets to exist, and how they help to mitigate price risk. He also explains how he got into the business world, and how he found his very specific niche with the futures industry. Listen in today to hear what Larry has to share.

Exchange Analytics is a leading supplier of interactive online compliance training courses to the futures, derivatives, and securities industry. They are the largest supplier of ethics training courses that satisfy the requirements of the Commodity Futures Trading Commission and the National Futures Association. Listen in to find out more.

Show Highlights:

  • The reason for futures markets to exist.
  • A classic example of protecting a company against price risk.
  • How futures markets can help mitigate price risk.
  • Most people don't really understand what commodities, futures, and derivatives are. 
  • Larry explains what he does and what his company does.
  • The derivatives market has exploded since Larry started his career.
  • Larry explains what a derivative is and what futures and options are.
  • Ensuring that there's integrity in the marketplace.
  • The historic significance of the futures industry, and how it has been an integral part of the whole financial system.
  • Why Chicago has become the center for commodities trade for futures and options.
  • How the markets have become more regulated over time.
  • What an individual investor needs to know about commodities and futures.
  • The difference between speculation and gambling.

Links and Resources:

Larry's website:  https://exchangeanalytics.com/

To begin your Audible trial membership go to http://www.audibletrial.com/bettermoneydecisions.com

Audible's book about behind the scenes of the futures and derivatives industry: Zero Sum Gain. The Rise of The World's Largest Derivatives Exchange by Erica S. Olsen

 

Oct 9, 2018

Will Rhind joins Kate on the show today to have a candid conversation about commodities. Will is Founder and CEO of GraniteShares, an ETF company. GraniteShares from an idea to a successful start-up garnering the attention of Bain Capital and other well-known ETF investors who support his passion to create products that will change the way people see investing.

Will is a graduate of the University of Bath, in England, with a Bachelor of Arts in French, Russian, Politics and Economics. He has spent 17 years in the ETF industry, which began with iShares. He then transitioned to ETF Securities, and lastly, became the CEO of GLD before founding GraniteShares. Will has worked with both European and US ETF Markets, has a wealth of experience under his belt, and is an entrepreneur working hard to disrupt the financial industry with a start-up that’s gaining success. Listen to today’s episode to find out more!

Show Highlights: 

  • Will discusses how GraniteShares focuses on commodities and high income passthrough securities.
  • Will defines commodities as the most economically significant and most traded commodities in the world. Ie. energy market, agriculture market, metals market and food market.
  • Will further tells us that this works by not investing in commodity companies, but in commodities themselves.
  • Will says these can pair nicely complement to a portfolio.
  • Both COMB and COMG funds pull from a different pool of assets than those of stocks or bonds.
  • The COMB and COMG funds seek to do the same thing, which is to provide commodity exposure at a low cost and tax efficient manner to investors.
  • Will says the main difference between the two funds is that the COMB is a more diversified fund and the COMG has more exposure to oil and energy.
  • To break it down further,  Will says the investment will be 80% in Treasury Bonds,  and the shares/holdings are held in a subsidiary company, which eliminates the K1 at tax time.
  • Will explains the cap of exposure you can get with the COMB fund.
  • Will addressee why, at times, exchange traded funds underform.
  • Will explains how his company fits into various portfolios based on diversification.
  • Longer-term plans vs. shorter-term investing is explained by Will.
  • Will explains how approachable his company is, and encourages investors to reach out to anyone on his team.

Resources: 

www.graniteshares.com

www.facebook.com/bettermoneydecisions

audibletrial.com/bettermoneydecisions

Oct 4, 2018

More often than not, we want to go with whatever investment plan is the newest rage just because it’s a hot topic. What people don’t realize is that just because a strategy is hot right now, doesn’t mean it’s the best option for you. Exchange traded funds are popular right now because of their convenience, and while it doesn’t mean it’s the right strategy for you, it’s good to familiarize yourself with different investment techniques.

In this episode, Kevin Quigg, the Chief Strategist at Exponential ETF’s and host of Exponential ETF’s Podcast, talks about a unique system developed at his firm and how it fits in a strategy with your general investments. Today, our focus is on the American Customer Satisfaction Investable Fund, which is an EFT.

Tune into this episode of Better Money Decisions with Kate Stalter to enhance your investment knowledge. 

Show Highlights: 

  • The core of the investment thesis 
  • The relationship between customer satisfaction and security performance 
  • Creating an index 
  • How a portfolio turnover happens 
  • Utilizing data 
  • Satisfaction in action 
  • Sector weightings 
  • Consumer discretionary market place and market share 
  • How investors should view the potential performance of specialty ETF’s 
  • Risk and return rates 
  • How to balance funds 
  • Getting exposure or complimenting your company 
  • Large cap domestic growth 
  • Utilizing different processes 
  • Enhancing customer experience 
  • Adapting to provided services 
  • Creating data that makes informed decisions 
  • Hedge funds 

 

Resources: 

https://exponentialetfs.com/ 

www.facebook.com/bettermoneydecisions 

audibletrial.com/bettermoneydecisions 

Sep 25, 2018

If you’re tired of the same old financial tips like “stop buying lattes” then you have come to the right place. This is financial advice for grownups who have serious financial questions as you approach retirement and your next chapter in life. You’ve already worked hard and saved money now it’s time for the real financial challenges. Your host today, a top investment columnist for Forbes and US news & World Report, as well as a licensed investment advisor and president of nationally known asset management and financial planning firm “Better Money Decisions” Kate Salter.

 

Kate talks with Bob Lang on the show, he launched Explosive Options. We hear about his book on options, and some great information how you can use Options to protect you. 

 

Show Highlights:

  • Financial wellness and some cold brutal truths
  • Paying a planner by the hour and why it is not good
  • Resources you need to retire
  • Options and Bob Lang’s book
  • Buying a call and what it means with examples
  • Buying puts and what it means with examples
  • What people need to know about options
  • Controlling emotions
  • Volatility implied and Realized and what they are
  • What Bob’s take is on all the media and TV talking heads
  • Some success stories Bob has found significant 
  • Explosive Options and what they offer 
  • What type of environment Explosive Options is

Resources:

Better Money Decisions Show on Facebook

Explosive Options

AudioBooks Free Trial

Sep 4, 2018

One of the things that financial writers, and financial advisors talk a lot about is indexes. Dow Jones, S&P 500, NASDAQ. Some people don’t know exactly what an index is. Today we talk with Daniel Prince, the head of iShares product consulting at Black Rock. iShares operates a number of funds based on indexes. Daniel will explain exactly what these things are. Daniel will also discuss what Exchange Traded funds (ETF’s) and how you can use them as part of your asset allocation. ETF’s are often based on indexes and help track them. Stocks and bonds, mutual funds, ETF’s, are just vehicles to help you invest, to help you achieve what you want in life.

 

Show Highlights:

  • What is the very basic definition of Index
  • Brief example using S&P 500 to illustrate the points of index
  • Indexes were first formed to help measure yourself against the market
  • Some indexes are accepted more as standards
  • Some indexes are just something someone designed to sell a product
  • Not all indexes are created equal
  • Every index can look differently
  • Number one benefit is to do your research, and understand what the different indexes are
  • Can it be risky that there are so many choices out there with indexes?
  • Broad definition of Exchange Traded Fund
  • Most ETF’s today, not all, are tracking an index
  • Building an Asset allocation, trying to put your dollars to work
  • Broad market exposure helping build your portfolio

Resources:

Better Money Decisions Show on Facebook

www.ishares.com

Aug 28, 2018

You often hear people talking about a particular investment thesis. A few popular ones would be water, Bio-tech, Cannabis. Logic and investing are not as closely related as you may think. Any thesis is not right one hundred percent of the time. Different sectors may move in and out of leadership, which is normal. You should be knowledgeable about the investing universe so you can make informed decisions and choose the right for your risk tolerance, your time horizon, and your own unique financial objectives.

Along these lines today we hear from Bill Studebaker president and chief investment officer of Robo Global. Robo Global runs the robotics and automation index ETF. Bill will explain exactly what all that means and his approach on investing in companies that are at the forefront of using robotics and artificial intelligence, rather than trying to segment out to companies that only specialize in that space.

 

Show Highlights:

  • Background on Robo Global Robotics and automation index
  • How personally Studebaker became interested in it
  • Brief History of Robo Global
  • FANG Stocks (Big consumer techs): Facebook, Apple, Amazon, Netflix, Google
  • The fear of artificial intelligence and robotics
  • Using AI and robotics helps you move forward in your business
  • Some applications Bill is most excited about right now that are poised to make a big impact
  • Discuss some of the other sectors/industries that are represented in this index
  • How Bill envisions investors using Robo Global
  • How Robo Global finds companies that they feel have a technological mode to run the business
  • Robo Global’s target market
  • How Studebaker suggest investors use this fund
  • Robo Global is planning on launching new products
  • How listeners can learn more about Robo Global

Resources:

Better Money Decisions Show on Facebook

Robo Global Website

Aug 21, 2018

We all like clean cut predictions but unfortunately stocks aren’t like the weather. It is impossible to know exactly when or how the market will fluctuate, which is why it is important to always be prepared. If you’re looking for the best solutions to manage and prepare your stocks for future market corrections, Kate Stalter is here to teach you how. Tune into this episode of Better Money Decisions for the best advice on how you can avoid major risks with your stock investments. 

 

Show Highlights:

  • Normal market correction 
  • Making predictions for the market correction 
  • Stock fluctuation 
  • Buying in large 
  • Runaway inflation 
  • Uncertainty and risk 
  • Determining retirement money 
  • Being conscious of who you’re taking investment advice from 
  • Preplanning investments 
  • Looking at your current spending 
  • Taking on market risk 
  • Avoidable risks 

Resources:

Join the Better Money Decisions Facebook Group

Aug 14, 2018

The first step to money success is to build a good relationship with money, yet many of us are unaware of how to do that. Learning how to change your money mindset and limiting beliefs on money is the first step to financial freedom. 

Barbara Huson is a money coach and financial expert with a plethora of tips on how to use money to live life on your own terms. Tune into this episode of Better Money Decisions with your host, Kate Stalter, to learn how to use your money to achieve your goals and live with the financial freedom you deserve. 

Show Highlights:

  • How love encourages self-acceptance 
  • Being smart with money 
  • The process of working with finances 
  • Dealing with money beliefs 
  • Having confidence to make smart money decisions 
  • Fearing the consequences of intelligence 
  • Collective learning about money 
  • Openly talking about money 
  • The wealth connection
  • Creating a safe place to talk about emotions behind money 
  • Finding individual values 
  • Why it is important to create wealth 
  • Living life unapologetically 
  • Finding emotional healing 
  • Participating in financial decisions 
  • Steps to follow for financial success 

 

Resources:

Barbara's Website

Join the Better Money Decisions Facebook Group

Aug 7, 2018

At some point we’d all like to retire but what that looks like is different for all of us. No one wants to have to downsize their home, lack necessities, or have to work excessive hours in order to build up savings for retirement. Building up savings requires discipline and planning, yet many are unaware of how to do that. Fritz Gilbert, this weeks’ guest, is here to teach life lessons and valuable financial tips to help you build your retirement savings. Tune into this episode of Better Money Decisions with Kate Stalter to learn how you can start compound investing and building your net worth. 

 

Show Highlights:

 

  • Retiring early 
  • Being unprepared for retirement 
  • Techniques to prepare for retirement 
  • Advantages to saving later in life 
  • Making difficult decisions 
  • Resisting change 
  • Reduction in lifestyle 
  • How to begin planning for retirement early 
  • Personal retirement stories 
  • Lifestyle change 
  • Finding balance 
  • Keeping up with the Joneses 
  • Being on the same page financially as your spouse 
  • Recognizing the logistics of finances 
  • Automating your savings 
  • Being consistent 
  • Finding true contentment 
  • Developing a steady stream of income 
  • Making financial decisions based on political views 
  • Having liquidity and diversifying investments 
  • Domestic travel 
  • Mindset to have in retirement 
  • Knowing how to pivot 

 

Resources Mentioned:

 

Www.theretirementmanifesto.com 

Twitter & Facebook: Fritz Gilbert 

10 commandments of retirement article

 Betty and Gordon article

Jul 31, 2018

It can be difficult to separate personal or political views from finances. Often times we see negative or positive things occurring in media and assume they change the trajectory of the financial market. As investors, we must learn to separate ourselves from cognitive biases when making financial decisions. Daniel Crosby is a financial advisor who wants to share the secrets to acquiring wealth and investing successfully with you. Tune into this episode of Better Money Decisions with your host, Kate Stalter, to learn how to identify any biases hindering your investing success and how to overcome it.  

 

Show Highlights:

  • A deep dive in cognitive investing 
  • People believing their time is always the most volatile 
  • Misunderstanding the market 
  • Biggest behavioral issues in investors 
  • Investing according to politics 
  • Being optimistic about human potential 
  • Overcoming being surrounded by negativity 
  • Understanding broad market trends 
  • Positive effects coming from negative things 
  • How to be informed consumers 
  • Transitioning from psychology to finance 
  • Developing models and how they correlate with human behaviors 
  • Finding data that supports your approach 
  • Behavioral components 
  • Determining which investment philosophy is the best 
  • How to control emotions and tune out tips in the news 
  • Making good choices and staying in your lane 
  • What makes women better investors than men 
  • Overconfidence and cognitive biases 

 

Connect with Daniel:

The Behavioral Investor by Daniel Crosby

Twitter: @DanielCrosby 

LINKEDIN: Dr. Daniel Crosby 

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